What is an accident, anyway? The dictionary term explaining an accident would be an undesirable or unfortunate happening that occurs unintentionally and usually results in harm, injury, damage or loss; casualty; or a mishap.
Some describe it as any event that happens unexpectedly, without a deliberate plan or cause.
It doesn't matter how you exactly define an "Accident", as we all know what an accident can do to our home or auto insurance premiums. Make sure you takes steps of prevention to make sure you a future accident doesn't occur to your home or car.