Adjusters typically investigate insurance claims by reviewing the individual making a claim, along with any witnesses. They will conduct an investigation that includes consulting with local authorities, hospitals and property damage to determine a company's liability on the claim.
Claims adjusters are well equipped to review property damage claims for insurance carriers and will try to help homeowners to understand the process. They will review items such as depreciation, replacement costs and actual cash value. If you are a current home insurance policyholder it is suggested that you become familiar with some of these terms so you can make sure the process runs smoothly.